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YOU BUILT IT. DON'T LET RETIREMENT BREAK IT.
4 Meetings. 30 days. One coordinated Plan for Taxes, Investments, Insurance, Estate & Income.
Does this sound like you?
You’ve saved diligently, built a solid foundation, keep cash reserves, and carry little to no debt outside your home.
You’ve done the hard part. But your still asking:
- Are we confident we can maintain our lifestyle in retirement?
- Are we taking more risk than we need to for the life we want?
- Are we losing money to unnecessary taxes without realizing it?
- If something happened to me, would my family know what to do?
- Have we pressure-tested our plan for a long retirement?
- Are we losing money to unnecessary taxes without realizing it?
- Are hidden fees quietly draining our wealth?
- Do we have a real plan or just scattered advice?
These are the exact questions the Bonfire Method is designed to answer.
Independent | Fee-only | Planning-first
We are CERTIFIED FINANCIAL PLANNER™ professionals - true fiduciaries that will always put your interest ahead of our own.
How the Bonfire Method Works
In 30 days you'll learn more about your finances then most do in 30 years
What You’ll Walk Away With
By the end of the 30 days, you won’t just have had a few good conversations.
You’ll have a clear set of written planning documents designed to help you make smarter decisions with more confidence:
- Bonfire Financial Inventory Report — Your key accounts, policies, and important contacts organized in one place.
- Tax & Insurance Protection Gap Report — A concise review of potential gaps, inefficiencies, and opportunities.
- The 1040 Blueprint -Tax Strategy Guide– Finally understand your tax return and use it as a powerful financial tool.
- Estate Planning Preparation Worksheet – Get clear on what matters so your estate planning process is simple and aligned
- Alternatives & Bitcoin Review — Guidance on where alternative assets may or may not fit within your overall strategy.
- Lifetime Access to the Bonfire Portal — An on-demand financial dashboard, bringing your entire financial life into one place.
- Personalized Retirement Roadmap & Action Checklist — Your plan in writing, with clear priorities and next steps.
What our clients are saying:
These are real, current client reviews and are not paid for.
- The Bonfire Method is a 30-day, fixed-fee engagement of $4,500.
Complete the Bonfire Method and continue within 30 days, and we’ll credit back $4,500 over your first year.
- And either way, in the end, you keep everything we build for you.
After The Bonfire Method:
3 Ways to Move Forward
After completing the Bonfire Method, most people usually want one of three things:
someone to handle it all for them, someone to guide it, or a plan they can implement themselves.
WE offer all there options
Independent Implementation
Do It Yourself-
Take the plan, reports, and recommendations we built together and implement them on your own.
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Ideal for people who want clarity and direction without an ongoing relationship.
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You keep everything we created during The Bonfire Method and move forward at your own pace.
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Ongoing Management
Full Service Ongoing Wealth Management-
We fully implement and manage your portfolio based on your plan.
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Ongoing tax forward investment management, rebalancing, and cash-flow planning.
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Regular reviews and guidance through retirement, tax changes, and major life events.
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Transparent advisory fee schedule starting at 1.00%, with a $7,000 annual minimum. Plus $4,500 is credited back in your first year.
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Ongoing Consulting
Consulting & Guidance Only-
You keep control of your accounts while we provide ongoing advice and oversight.
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Get the same strategic planning, coordination, and support without handing over investment management.
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Flat annual fee of $6,000, billed monthly. Plus $4,500 is credited back in your first year.
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The point is simple: You don’t have to guess what comes next.
You can choose the level of support that fits you best.
ABOUT Bonfire Financial
We are an Independent, Fee-Only, Registered Investment Advisor
WE PROVIDE PLANS, NOT PRODUCTS
Most financial firms are built to sell something.
We built Bonfire to solve something.
We believe wealth should do more than sit on a statement.
It should support a life filled with freedom, clarity, and experiences worth remembering.
That’s why we put planning first. Your goals come before products.
Your life comes before your portfolio. And your best interests come before ours.
As an independent, fee-only Registered Investment Advisor, and a team of CERTIFIED FINANCIAL PLANNER™ professionals, we help clients cut through complexity, make better decisions, and build a plan that fits the life they want to live.
Because in the end, the goal isn’t just financial success. It’s a life well lived.
Frequently asked questions
You have questions. We have answers.
The Bonfire Method is built for people who have done well financially and want a clear path forward, or those who are catching up, have the means to save, and want to get organized, on track, and moving in the right direction.
Just the basics: recent tax returns, investment and retirement account statements, insurance policies, and estate documents.
We ask for thorough documentation because our advice and plan can only be as good as the information we use to build it. We’ll give you a secure upload link and a simple checklist to make it easy.
No problem. You still keep every plan, report, and recommendation we create together. There’s no obligation to continue.
We’re a fiduciary, fee-only firm, and are paid in one of two ways: an asset-based fee if we manage your investments, or a flat consulting fee if you prefer ongoing advice while keeping your accounts where they are.
Most clients complete the process in about 30 days through a series of 4 structured, focused meetings.
The Bonfire Method is designed to work from a solid financial foundation. Most clients we work with have little to no high-interest consumer credit card debt, an established emergency fund, and a desire to plan and save for the future.
If those pieces aren’t in place yet, we’ll point you in the right direction so you can build that foundation first and get the most out of the process.
Most advisors focus only on investments. We start with a coordinated plan, bringing together taxes, insurance, estate planning, and investments so every decision works together.
